Time limits

How long do I have to file my Diminished Value, Total Loss or Loss of Use claim?

The length of time in which you may file a Vehicle Diminished Value, Total Loss or Loss of Use claim varies by state.  Also, be aware that you must file your claim in the state in which the vehicle loss took place.  This length of time is referred to as the Statute of Limitations.  These laws place a time limit in which legal action may be taken to recover your loss.  Please check with your state or state where the Diminished Value, Total Loss or Loss of Use took place as these laws occasionally change.

The following chart lists the current Statute of Limitations:

State

Years

State

Years

Alabama

2

Missouri

5

Alaska

6

Montana

2

Arizona

2

Nebraska

4

Arkansas

3

Nevada

3

California

3

New Hampshire

3

Colorado

2

New Jersey

6

Connecticut

2

New Mexico

4

Delaware

2

New York

3

Dist. of Colombia

3

North Carolina

3

Florida

4

North Dakota

6

Georgia

4

Ohio

2

Hawaii

2

Oklahoma

2

Idaho

3

Oregon

6

Illinois

5

Pennsylvania

2

Indiana

2

Rhode Island

10

Iowa

5

South Carolina

3

Kansas

2

South Dakota

6

Kentucky

2

Tennessee

3

Louisiana

1

Texas

2

Maine

6

Utah

3

Maryland

3

Vermont

3

Massachusetts

3

Virginia

5

Michigan

3

Washington

3

Minnesota

6

West Virginia

2

Mississippi

6

Wisconsin

6

Wyoming

4