Loss of Vehicle Use Recovery

What is Loss of Use?

When your vehicle is damaged in an accident that wasn't your fault, you're entitled to the use of a comparable vehicle while yours is being repaired or replaced. This is called "loss of use," and it's a legitimate part of your claim — separate from your repair costs.

Why Insurance Won't Tell You About It

Insurance companies are in the business of minimizing payouts. Most adjusters will offer you a basic economy rental — or nothing at all — without ever mentioning that you may be entitled to far more. It's not that they're required to hide it; they simply have no incentive to volunteer it.

The Opportunity

For everyday vehicles, this might mean a few hundred dollars. But for exotic, luxury, or specialty vehicles, an exact replacement can be worth significantly more — ranging from $1,000 to $2,500+ per day depending on the vehicle and how long repairs take.

Who Qualifies?

• Third-party claimants — meaning the accident was someone else's fault.
• Vehicle owners whose car was out of service for repairs or awaiting a total loss settlement.
• Eligibility and calculation methods vary by state, so professional guidance matters.

Let Us Help

Loss of use claims are often overlooked or lowballed simply because most people don't know to ask for an exact replacement value. Our appraisers know how to document and calculate what you're truly owed, state by state, vehicle by vehicle.